Ethical Personal Finance
How can we be more ethical with out personal finances?
With any information about am not a qualified financial adviser, so if you need financial advice please don't look here. What I do know though is that of all the steps that individuals make, arguably how they invest any money they have, is the most important one. The fact is that the major banks used in the UK have made little or no effort to divest from the very worst fossil fuel companies, but in a capitalist society it is money that talks. If you don't believe me in how important it is and have you haven't come across it consider the project of 'national treasure', Richard Curtis' Make My Money Matter project. According to Make My Money Matter, $55bn of finance to fossil fuels from the Big 5 banks in 2023 alone, £3,000 per pension saver is invested in fossil fuels, £2 in every £10 saved in your pension is linked to deforestation. The good news is that it is very easy to do something about it.
Banking - The following banks have been identified as greener banks to invest in, which do not finance fossil fuels. If you follow the links below it will take you to the page to open a bank account with the respective banks:
Pensions - There’s £3 trillion invested in UK pensions so how our pensions are invested, can have a major impact on how society can move to a more sustainable future.